Fingerprint is fairly easy to bypass, face unlock sometimes moreso. A PIN or password can be captured by just watching someone, and you’ll have far more opportunity to capture their phone PIN than you would their card PIN. If anything, you’re perhaps less likely to lose your card as it spends more time safe in your pocket.
The point is it can be done, and you’re in a worse position if/when it happens.
Fingerprint is fairly easy to bypass, face unlock sometimes moreso. A PIN or password can be captured by just watching someone, and you’ll have far more opportunity to capture their phone PIN than you would their card PIN. If anything, you’re perhaps less likely to lose your card as it spends more time safe in your pocket.
The point is it can be done, and you’re in a worse position if/when it happens.