Hey, that cop just became a good cop.

Theoretically, if this happened, what exactly would happen to folks like me born and raised in California but living out of state?

The interest does not come from lending the money. Heck, the DEBT doesn’t even come from lending the money. Banks can basically create money to loan with out of thin air thanks to fractional reserve banking.

Just clean it off. Kids are kids. If they’re doing it to your house on a frequent basis, there’s a reason for it. If it’s just once, it’s harmless fun