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Joined 2 years ago
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Cake day: June 14th, 2023

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  • I looked at my paycheck (US) vs. one of our Swedish colleagues when I was doing our payroll, and yes, the tax was about 45%, my federal withholding is much less but once you add in the deductions for 401k (unsecured pension scheme) and health insurance (that doesn’t cover anything except annual wellness until we pay in 8,000 USD) and social security (the fed pension being paid now to old people, and their healthcare) my deductions also leave about 55% of my pay for net pay.

    The part I object to most in terms of cost here is the healthcare - my deductions may mirror the Swede but I don’t think they also have to cover the first 8k of cost out of pocket.

    (Edit - it was Sweden not Denmark)


  • I don’t mind really, just wish it was used for more things that helped society. And it needs to be a little more progressive, though it is the most progressive of the taxes we have here.

    My ex MIL, who literally used WIC and welfare when she was a single mom, and leveraged that into a nursing degree, rails against welfare now and doesn’t want her taxes going to that, doesn’t want to pay. Not even in a pull the ladder up after herself way, she just refuses to admit she benefited from it.







  • Not arguing with anything but your numbers. Gross pay is not net pay. My net is 60% of my gross with family health insurance taken out , and taxes (but mostly health insurance).

    So that could be closer to 5k a month, let’s say 6 to be generous. Rent here for anything that will fit a family is close to 3k. Another thousand on top for student loans, then electric bill, car insurance or transit $, more people means more food, I can see it might be tight.

    Still not anything to really complain about money wise but legit IMO to complain about student loans in general. Education from K through university or trade school needs to be free for students, the economy would work better.



  • You know, I think cesarean is overused but the reason it is used is because previously if the baby couldn’t get out, they had to smash the skull and pull out the body and hope the mother survived. What the actual fuck? The midwife did have to reach inside me to fix the position of one of mine and unstick the cord, which was horrifying enough, but how can a doctor not do that if she can? I have a relative with cerebral palsy from a forceps injury too.

    And holy shit, someone posted pictures of the body without even asking the parents? Who does that? Have they no shame, no sense?


  • Local community radio, monthly.

    A little towards anything I read or listen to, not often but as I can I do.

    Towards disasters if work is doing a fundraiser, we have a charity arm and I know where the money is going as I work in accounting.

    Directly to people, again as I can. This is the biggest $ category probably. If I have cash I will give it, don’t think about trying to sort out who “deserves” it, that’s not something I can or will do. Will pick up an extra meal occasionally if there is a homeless person around. And have given space in my house occasionally, though at least once did not when I really should have, there is an occasion I regret not offering that to someones I know - I think it would have helped them get back on their feet much faster but I was worried for my safety (from my ex not the people who needed).

    I don’t consider myself generous in light of what I have, but still digging out from being poor myself.







  • I don’t think you are crazy for not wanting to drive, but don’t think it’s a good idea to quit because of the accident, either. Your dad is right, everyone does get on an accident eventually. I had a very bad one that totalled my car (someone ran a stop sign) and the trauma made me a bad driver for awhile, so watch out for that. But getting back behind the wheel, overcoming your fear and becoming a competent and comfortable driver is a life skill that will help you, even if you decide that you don’t want to have a car. The life skill of getting back in the saddle after a fall (metaphorically speaking) is an even more important life skill. But driving in particular really is helpful - I mostly bike now, but being able to drive well comes in handy at least weekly.



  • You are in Dallas? The main redeeming quality of Texas is the music. I wholeheartedly agree with this suggestion.

    Also going out to the same places at the same time can pay off, you will make acquaintances and some may become friends. I see a group of old guys at the cafe I go to for coffee, pretty sure they are only friends because they go get breakfast at the Cuban place and ended up talking and sitting together.

    I will say though, almost all my friends I met as adult came from work or from them going out with someone in my family. The medium level friends you are probably looking for. Do you not have work?