TimLovesTech (AuDHD)(he/him)

True, and as long as expense ratios are the same or lower than your US index/mutual fund then your only real issue is if the US market rebounds and outperforms your portfolio if you had diversified more.

And the expense ratio’s can vary a lot. For example Fidelity shows the exp. ratio of ($0.08 per $1,000) 0.008% for their Index Equity Fund, where their International Equity Fund has an exp. ratio of ($4.02 per $1,000) 0.402%.

Even small differences in fees can have a huge effect over time. Say you’ve invested $100,000 at a 7% annual return: A fund with a 0.80% expense ratio could eat up $70,000 more of your returns over 30 years than a fund with a 0.40% expense ratio.

Source: How to Invest Your 401(k) and Best 401(k) Investments

All good! The internet makes it even harder to tell because I can’t “read” anyone over the ether.

I don’t think they need to make their games FOSS to do right by the consumer. If you have an online game and no longer want to support the server part, it would be super cool to share that code, but at the very least companies shouldn’t be trying to shut down community servers. The same goes for the game itself, the source code would be very cool, but not going after people who still want to play the game they’ve chosen to no longer support seems reasonable.

If a company is ending support their ability to enforce copyright should also end, outside of people that are trying to profit off trying to resell the game as their own (which probably doesn’t happen all that much).

By 2035 we could be under water, or all living in a radioactive hellscape. And the argument of paying people to use a free service breaks logic.

All these left of fascist, but still love some good old fashioned racism and misogyny shitheads, will hopefully leave some room for more progressives on the left, and the Right will continue in just more dysfunction.

Vance has the respect and following of nobody. No way the GOP stand behind Vance fucking a couch if something happens to Trump.

They tried, but any additions or removals required a vote they lost every time. They of course could have used all their interns time making a list of amendments to be voted on, and then space them out for as long as the GOP kept trying to cram this shit through even though nobody is happy with it.

Well a bunch of them are using WSL to do their work, which isn’t the same, but shows how many people are just stuck with a Windows box.

In StackOverflow 2024 survey ~17% of both professional and personal use users were using WSL.

Source: StackOverflow 2024 Survey

Edit - A word went missing due to my battle with autocorrect. 😩

I’m not clicking on what looks like an AI slop YouTube video just to find out why a guy making a video about AI needed to use AI to make the video. Beyond seeing clippy for nostalgia, seeing that it’s likely a video about MS I care even less.

If you actually thought it was a video of value, you could have written (or just copy/pasta) a description of the video and why it might be of interest.

What? He kinda broke a finger and then suddenly needed to use AI? His one bad finger prevented him using the other 9? He couldn’t speech-to-text it?

Or did AI break his finger to get him to make the video?!

Sure, why not take a 1.5 billion dollar hit just to own the libs. These people are not serious people, and we should stop treating them as if they are.

With nonsense like this Dems should call a press conference outside and explain that Republican voters will be purchasing the USPS a new fleet, for no other reason than because their elected officials think they should.

He is going to back pedal because Iran is his boss’s (Putin ) ally. He is once again talking shit he has no intention of backing up. I could see him ordering a nin-nuke strike on something that wouldn’t get him in trouble with his handler though as a fake tough man move.

With more farm subsidies no doubt. And probably only for the corporate farms, not the family farms that actually need it after Trump deports all their legal migrant workers.

President “love thy couch” would get nothing done though, he has no party support, not even Trump takes him seriously and the guy is his VP.

While I agree JD could be dangerous if he were given a cabinet of bots, no way he could control the amount of ego that currently circles the White house right now, he has the charisma of a sharp stick in the eye.

Trump like a mob boss keeps the “heat” away from him as much as possible. He’ll let his cult army march around with their swastikas, and if asked “knows nothing about it”. And he’ll turn around and instruct the same people he doesn’t know anything about to “stand back and stand by”.

Dude pushed Trump to go full Nazi the first time around, and cheered when they matched with Teki torches. There was no way he wasn’t going to push Trump further right given another chance to become an.advisor to a new Hitler.

I feel like a Venn diagram of the people unsure if the Supreme Court is neutral or not, would be a perfectly overlapping circle of people that were unsure to vote Trump or Harris (Biden).

And 20% is an alarming number of people completely out of touch with the rest of the world, or even their own local communities.

The nut jobs believe the Jews are to bring Armageddon. So the nuts on the Right are waiting for God to kill the Jews for them, and the Left is fueled by fear of being (seen as) antisemitic.

How could we have known, that putting the people making the profit in charge of regulation would lead to this!? /s

Well admitting to the crime is a poor defense.