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Joined 1 year ago
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Cake day: July 4th, 2023

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  • Of course everyone involved knows they will face consequences, but they may feel those consequences are better than the payments. Courts can’t garnish paychecks that don’t exist and a ruined credit rating only matters if you were ever going to be able to afford to buy a house or car in the first place. Afaik actual jail time isn’t really a thing for defaulting on a loan. If the only leverage the government has to get people to pay the loan is to threaten their future financial security, then anyone who thinks the initial promises of security is bogus has nothing to lose.

    There’s also some people who are willing to take the hit just to send a political message.

    That said, I suspect nowhere near 62% of borrowers will actually meaningfully boycott in any way.







  • The government doesn’t go out of it’s way to give you one, but they usually aren’t difficult to get. Driver’s licenses and passports are commonly used as ID. Many states will also issue a state ID card, though the process for getting one varries by state.

    Driving, or at least being able to drive, is so ubiquitous that nearly everyone over 16 has some kind of driver’s license. That’s especially true of rural areas like Arkansas.

    For these kinds of things “official document” typically means a driver’s license, passport, state ID, military ID, etc. Anything issued by a state or federal government that has your name, date of birth, and photo.