Except they didn’t fix the root of the problem, they just kicked the can down the road and made big banks even bigger. Some bigger than the Treasury itself. They set up a bigger ticking time bomb for someone else to worry about when they’re gone.
There’s never a scenario on the internet where 99% of people agree with you…unless you’re just talking to yourself. Just let it go, not like you lose anything with downvotes.
It’s not a fact. You’re predicting events of the future that haven’t yet happened. I don’t care what you know about the legal system, you absolutely cannot call it fact.
You are not a supreme being with the power of knowing or influencing the future. That’s just nonsense.
Also I hope you’re right.
And those owners can almost always find a compassionate ear from their loyal rich CEOs who don’t want to upset a however many years relationship of “I’ll scratch your back if you scratch mine” kinda thing.
Fully agree, but we gotta start finding ways to fix the problem cause that ship done already sailed.
Don’t worry, I’ll go first.
So I ultimately agree that the first thing to do is to recognize your known amounts. I start with a simple Excel spreadsheet and begin with known monthly income amounts first. Fixed or relatively consistent income gets it’s own row. Then I try to think about other sources of income that I make throughout the year (if any) and then average that to a monthly amount.
Next I start with all of my known fixed expenses. Mortgage/rent, car payments, insurance, etc. Next comes known variable expenses like gas, groceries, etc. I always average out the last few months and try to lean towards a higher amount to be conservative. Last, I try to always budget for unexpected expenses. Vehicle maintenance, child injury, unexpected bachelor party…you name it, but every month on average SOMETHING unexpected comes along.
What I’m left with, I divide by 30 days to figure out what I can spend on a daily basis. Some days I spend over, sometimes way under…but this gives me a good idea every day on how I should be doing for the month. I find it helps to have that “per day” thought in your mind at all times!
So this is just advocating for budgeting in general? Well let’s take it a step further…how do you (and others) go about building your budget?
I mostly just enjoy reading varied opinions of others rather than having much to say, but I’ll try to start responding more!
Clearly you don’t understand how slow things are in government. 6 months is a really fast turnaround for the government to get anything done.