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I wanted to pay it down while the rates were low, 10% would’ve started off ok, but obviously the lower it got, the less that was. Makes sense from the bank’s pov, seems a fair trade-off for a fix.
Always up for a chat
I wanted to pay it down while the rates were low, 10% would’ve started off ok, but obviously the lower it got, the less that was. Makes sense from the bank’s pov, seems a fair trade-off for a fix.
It just feels like a huge gamble. I went the tracker route between 2012 and 2018 only because I didn’t want the overpayment restrictions imposed by fixed deals.
Luckily it worked out, had I gone for a fixed rate I’d still be slowly paying it off, at a higher rate.
For every person who did well, there’s someone else who didn’t, mostly through unlucky timing.
It’s crazy in the UK too, where 3-5 year fixes are common. I’ve know folk who at renewal next year will be paying £500-£800 extra, each month.
My biggest impact has been gas and elec, which maybe added that amount to my annual bill. I can’t imagine the stress.
I also find the “just look how bad the hands are heh heh heh” thing so dumb … it’s going to learn how to draw hands pretty quickly
This is not news. Stop upvoting Twitter spam, it’s not even vaguely interesting.
Absolutely fine to politely ask for a salary range, in my experience. I’ve never found they hide it, but the ranges can be broad.
Blaming young adults and families is unfair. Many institutions need to be held to account for advertising outcomes which don’t materialise for their students.
Unfortunately it seems there are no consequences for the universities, and it’s not hard to make those qualifications seem both alluring and lucrative.
There’s got to be a way to hold them to account for the countless graduates who don’t end up finding industry positions.
I’m probably in an echo chamber. I hope that 2nd application goes well for you.
In my experience, good candidates (including interns/juniors) are still landing the roles. Hiring in tech/design/product is tough because there’s a deluge of applicants who’ve either coasted during the boom, or been sold a lie by an educational institution.
You can spot the ones who apply for 40 jobs a week, and those who’ve used chatGPT a mile off, and they’re usually the worst candidates, with long, bland, unfocused resumes.
LinkedIn is full of my worst ex-colleagues bemoaning the lack of opportunities, like they’re entitled to it.
Please tell me if I’m being unfair. Maybe I should be less cynical.
A shameful culprit IMO was the Kermode and Mayo film review. Two wealthy broadcasters (one extremely wealthy) who left the BBC, created an objectively worse show, half of which immediately went behind a paywall. Then they started voicing atrocious adverts and wingeing that people should pay so they could keep the lights on.
They could easily have experimented with a Patreon, but the arrogance was clear.
The only upside was that I felt no pain in dropping them like a stone, but I do miss the old show and never found a good replacement.
I know what you mean, but it would depend on my current situation. Assuming I’ve had to find another job with short notice (and I’m still in my probation period) it could be a great opportunity to leverage a massive pay increase, then spend the next year planning a proper move.
I wouldn’t list it as separate employment on my CV, unless I knew it was going to be scrutinised, in which case, it’s easily explained and reflects pretty well - they wanted me back.
Maybe it’s because I’m in a UX team and you hit a nerve, but “pull them into a quick meeting” summarizes my contempt for office life. The lack of boundaries and constant distraction was relentless.
I’ve met many Susies who, like me, dreaded the “Hey Suze, you got a minute?” because everyone vaguely recalls that we’ve worked on something related to their project. It was not as valuable or productive as you think. Pinging the person on Teams and not expecting an instant reply was the right thing to do, even back in the old days.
I love seeing people stand up to these mandates. I flat out ask the purpose for my physical presence, and unless it’s an objectively good reason AND everyone else required will be present, I’m staying away. I’ve too often arrived at an office to sit on a Teams call.
I’m not contributing to traffic pollution and seeing my kids less to satisfy someone’s whim or real estate investment. As far as I’m concerned, that ship has sailed. Virtual whiteboards exist. Welcome to the future.
Isn’t it amazing, how from a single photo you can deduce that her stand-up is pure dogshit
I had various accounts over the years, but switched from Digg, which must’ve been pre-2010.
It’s sad, but most communities felt crowded with people jumping down other people’s throats, so I don’t miss many
Employers will quickly learn that leashing a person to their laptop will not prevent wasted time, it’ll cause them to waste time in other ways, and will drive away talent. The only harm is when it impacts outcomes, which is easier and more beneficial to track.
It’s pretty obvious when someone is underperforming, you don’t need to know whether they’ve been doing the laundry between meetings.