I am kind of in the same boat as OP and I did come across Nextcloud. But how reliable is Nextcloud hosted by some other org/company/person? Aren’t we running away from a company hosting our data to another company hosting our data?

That’s the part of joke

They aren’t good too

All of them very low effort and unfunny

We allow memes here?

Oh that’s why I keep getting “Too many requests error”