No one needs those plans at what they cost. Source: traded in an iPhone 7 with a non-functioning home button and a replacement display I got on eBay for an iPhone 16 Pro, and paid for one of these plans from Verizon. They don’t give two shits about the trade-in. They want to get you to commit to getting financially ass-fucked by these plan costs for 3 years, and come away thinking you got some amazing deal, and thanking them for the fucking.