GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”

  • Pogogunner@sopuli.xyz
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    3 months ago

    More importantly, Anderson has eight vehicles. GEICO is only choosing to terminate the insurance coverage from Cybertruck and is actively pursuing renewal of his vehicle coverage for the rest. This leaves no doubt that GEICO’s issue is directly related to the Tesla Cybertruck and not to Anderson or other factors.

    Why would someone own 8 vehicles?

    Robert added, “It makes no sense, as there are other, riskier cars out there. Let me know if you recommend any insurer for the truck. I have eight cars with an amazing record. I will be canceling my entire Geico policy!! Bye-bye!”

    I can’t think of a vehicle that is more likely to be a risk to others than the Cybertruck. I’m sure insurance adjusters see how people use Tesla FSD in spite of its shortcomings. The truck is heavy as hell and breaks in all sorts of ways others vehicles don’t.

    • Billiam@lemmy.world
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      3 months ago

      Also, there have been no independent crash tests done so no insurance company can accurately assess the risk, so this is wholly unsurprising.

      Tesla have allegedly done their own crash tests, but they still have not released the data. It’s kinda what you’d expect when a government-regulation-hating techbro designs a “I got mine fuck you” vehicle.

      • NuXCOM_90Percent@lemmy.zip
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        3 months ago

        If Geico, and presumably soon others, are angering the chuds by refusing to insure this, independent crash tests definitely occurred and they were not favorable.

        You don’t have to be an obnoxious YouTuber to crash a car.

        • Billiam@lemmy.world
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          3 months ago

          If Geico, and presumably soon others, are angering the chuds by refusing to insure this, independent crash tests definitely occurred and they were not favorable.

          When I said no independent crash tests had been performed, I was specifically referring to the IIHS since they’re the only ones who opinion really matters and they’ve stated they have not tested any Cybertruck. But yes, regardless of whether Tesla’s internal crash tests were performed by their staff or some other testing lab, the fact that they’re sitting on the results clearly indicates that they know just how poorly the crumplezone-less sharp-edged quality-uncontrolled ketaminemobiles fare.

        • Billiam@lemmy.world
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          3 months ago

          To be clear, I don’t know if that’s why GEICO is cancelling policies on Cybertrucks, but I’d bet heavily it’s a contributing factor. It could be that they decided the risk was worth it, until the trucks actually started coming out and the sheer number of recalls due to shitty manufacturing was just too much.

      • Auli@lemmy.ca
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        3 months ago

        The cyber truck has no crumble zones. I’d like to see Tesla’s tests.

        • Billiam@lemmy.world
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          3 months ago

          Cody Johnston did a vid about the Cybertruck on his most recent episode of Some More News. He starts talking about the crash test Tesla did (with video) around the 8:45 mark.

      • GraniteM@lemmy.world
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        3 months ago

        I thought that was the sort of thing that the government mandated companies had to do in a controlled and transparent fashion. I wouldn’t have thought that the NTSB would allow a vehicle to be registered without a thoroughly vetted crash testing procedure.

        • Billiam@lemmy.world
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          3 months ago

          Apparently “rare” or “limited-release” vehicles don’t get tested. Which means the Cybertruck will probably never get tested 😂

    • snooggums@lemmy.world
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      3 months ago

      Why would someone own 8 vehicles?

      Why does anyone have anything? If they can afford to collect the things they are interested in, they will have many of those kinds of things.

      • ayyy@sh.itjust.works
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        3 months ago

        What if they’re interested in naked pictures of children?

        I use an extreme example to point out that “the market will provide” is a terrible argument for the existence of anything.

        • theherk@lemmy.world
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          3 months ago

          The gulf of difference kind of undercuts your point in this case. One is undoubtedly immoral and illegal. And it doesn’t change that part of the answer why somebody would have either is because they want that, which says nothing about it being a good thing.

          • ayyy@sh.itjust.works
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            3 months ago

            Mining several normal human lifetimes of metals and resources (and the CO2 released into the atmosphere in order to gather those materials) just for something to sit around unproductively is obviously immoral so I don’t understand the relevancy here.

            • theherk@lemmy.world
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              3 months ago

              Oh I wasn’t even disagreeing with you. I was just saying that your example may undercut your point. I use extreme examples too, but it only works well when the analogy is solid throughout. In this case I don’t think they are as comparable as you do. That’s all.

    • Zak@lemmy.world
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      3 months ago

      Why would someone own 8 vehicles?

      Car collectors exist, and I have the impression quite a few of them are among the Cybertruck’s early adopters.

      • CarbonIceDragon@pawb.social
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        3 months ago

        Honestly, a car collector is probably the best kind of person to have one I’d bet, given that they now exist out there. They don’t seem terribly safe for pedestrians and others to have around, so it they’re going to be out there in individuals hands, them being kept parked in some guys garage as some weird curiosity vehicle of the 2020s is probably better than being driven around on the daily as a pointy oversized commute vehicle

    • grue@lemmy.world
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      3 months ago

      Why would someone own 8 vehicles?

      Because he’s a car enthusiast with a problem.

      (Source: I own six.)

      • XeroxCool@lemmy.world
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        3 months ago

        Kinda funny how it sneaks up on you when you get the space. I have 7 vehicles split between my wife and I. Most of them were bought at bottom of the market. People act like I must be wealthy as they drive a new suv worth $20 more than my fleet. I could replace the whole spread for like $30k. I’ll add the qualifier that 2 are motorcycles and I’m totally, definitely, working on selling my prior daily. But $3k isn’t exactly life-changing. I imagine this is a fuckcars zone but it’s a hobby for people. Every hobby is destructive. It’s not like car enthusiasts are driving multiple cars at a time, so the fuel consumption over time is normal. And the thirstier cars tend to be broken more often!

        • grue@lemmy.world
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          3 months ago

          I imagine this is a fuckcars zone but it’s a hobby for people.

          More than you know: even I use a bicycle as my daily-“driver,” LOL!

          Of the six cars I have, only one isn’t an old, unreliable project car and/or two-seater. Even then, I only have that because my parents essentially forced it upon me. (They have some kind of silly hang-up about having a cargo bike be my sole means of transporting the kids, other than public transit.)

          Perhaps ironically, good urbanism is what gives me the freedom to treat cars as a hobby instead of a necessity, and I firmly believe that’s the way it ought to be. It’s a lot like how people can be into horses while also still understanding that it’s a dumb idea to commute to work on horseback.

    • helenslunch@feddit.nl
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      3 months ago

      I can’t think of a vehicle that is more likely to be a risk to others than the Cybertruck.

      A Hummer for sure.

      Also most pickup trucks when you consider frontal visibility. I mean there are just an endless number of ways to measure and weigh safety.

      • ramble81@lemm.ee
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        3 months ago

        The H1 was basically a civilian tank. The H3 on the other hand was a reskinned Chevy TrailBlazer and fell apart just as easily as one.

      • Pogogunner@sopuli.xyz
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        3 months ago

        Heavier (6,898 pounds compared to 5,540 for the F-150), lithium fire risk, inattentive drivers using the FSD

        This is all on top of how dangerous American trucks have become to others

        • snooggums@lemmy.world
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          3 months ago

          Don’t forget the cybertruck body panels are basically dull knives due to being flat sheets instead of curves where they are joined.

      • Sweetpeaches69@lemmy.world
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        3 months ago

        Just look at the front “bumper”. It’s triangular, and made of metal. If it hits a pedestrian, unlike other cars that try to bump and deflect the pedestrian up onto the hood, the Cybertruck will cut the pedestrian in half with that angle. Also, because it’s metal, there is NO give. That could even be dangerous to other cars, let alone pedestrians and cyclists.

        That’s just one aspect, though. You got 3 others from another commenter, making the Cybertruck tonight’s biggest loser.

    • Malfeasant@lemm.ee
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      3 months ago

      Why would someone own 8 vehicles?

      My uncle was like that - he was a contractor and realtor. He had several work trucks, each for a specific purpose, plus one general purpose, and half of them had snowplows of various sizes. Most of them had something wrong with them that didn’t interfere with their specific purpose, but would have been a pain to deal with daily. Only new one was a minivan for driving clients to sites… Then he bought a house closer to town that had a flatbed truck left on it…

    • bluewing@lemm.ee
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      3 months ago

      I would assume he’s either a car collector or he owns a small fleet of work vehicles for his small business, (like a plumbing business or such).