• Gnome Kat@lemmy.blahaj.zone
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      1 year ago

      Like China’s social credit system?

      or just like… credit scores… ppl act like china invented the dystopian social credit system but the US has been doing it since the 90s…

      • RememberTheApollo_@lemmy.world
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        1 year ago

        China:

        where every citizen will be scored based on their behavior. Good actions, like volunteering, and bad, like littering, are tracked using algorithms, artificial intelligence and facial recognition — and there are real consequences for a high or low score.

        Really? Does your bank change your credit score if you’re a good boy? Your credit card company if you volunteer? Your home loan company give you a better rate if you make a viral tiktok video showing how great the United States are?

        No? Of course not. Because they’re absolutely not the same thing.

        • trafficnab@lemmy.ca
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          1 year ago

          My mom adding and subtracting Good Boy Points based on whether I do my chores or not is literally communism

        • decivex@pawb.social
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          1 year ago

          Yes, your credit score goes up if you’re a good boy (helping rich people get more rich) and goes down if you’re a bad boy (being financially responsible by not borrowing money).

        • Meowoem@sh.itjust.works
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          1 year ago

          You do realise the thing you’re describing doesn’t exist? Like you’ve amplified the exaggerated headlines from people imagining how bad a social credit system could be but that’s not something that has ever actually existed.

      • xe3@lemmy.world
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        1 year ago

        Credit scores need to go away too, but if you are unironically comparing a credit score with what China is doing, you are either extremely naive or extremely biased.

        • ByGourou@sh.itjust.works
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          1 year ago

          I hate the ccp but credit score in China is a giant propaganda lie, it is the same as in the us. They wanted to make experiments with more advanced scoring system but never did, and for some reason every media say they did. But you ask someone from China and he won’t understand what you’re talking about. Still fuck the ccp (and reddit)

          • GreatGrapeApe@reddthat.com
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            1 year ago

            The Chinese government is testing several systems in the country and last I checked nothing is formally in place. There are versions whose system does include non-financial elements which is incredibly disturbing but nothing is formally being followed so it is possible they abandon those versions.

      • Blue and Orange@lemm.ee
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        1 year ago

        In the UK you can be blacklisted from all sorts of services if you have a criminal record or poor financial history. And our police have experimented with facial recognition + have arrested people for posts on social media. Not to mention the Tory government trying to outlaw protest & dissent.

        But we’re quick to make jokes about China

      • GreatGrapeApe@reddthat.com
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        1 year ago

        US credit scores are entirely based on your finances. My understanding is China has multiple systems being tested some of which are not based purely on finances but nothing is formal or universal at this point.

        China’s system could be more authoritarian but we cannot know until they choose a version that is.

    • MataVatnik@lemmy.world
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      1 year ago

      The Karma system was a credit score system from the start. Why is everyone surprised Reddit is acting like reddit.

      • Rob T Firefly@lemmy.world
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        1 year ago

        Because Reddit karma is a score openly visible to everyone based on a simple and direct vote system, while this turns out to be a behind-the-scenes score users have but can’t see, understand the calculations behind, or respond to directly.

        One issue with that was pointed out by reddit user tharic99 in the top comment to the linked post:

        So users have this hidden score in the back end that they’re not aware of. We as moderators can use that hidden score to make automod determinations based off of the hidden score and we can’t even see it as a moderator.

        Correct?

        Why does this feel like years ago when trying to get a loan or credit application and being told you don’t have enough credit, but no one will tell you what your credit score was or what number you needed. It was this mythical number in the back end that only the credit agency knew about.

        • MataVatnik@lemmy.world
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          1 year ago

          I always thought the karma score was a weird system and I compared it to that one black mirror episode. This is just an extension of an already fucked up idea.