• baldingpudenda@lemmy.world
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      19 hours ago

      I sold all my stocks and switched to bonds in my 401k in February. Fidelity then started messaging me that I was too conservative and needed to mix in stocks since I wasn’t gonna retire any time soon, as if I’m ever gonna be able to retire. Last Friday when it went down 5% or whatever, I was up .5%.

      I missed the 2008 crash cause i didnt have any money. I was too slow to react to covid. I’ll try to buy back in when it’s on the other side of the bottom. In the meantime, I’m saving up for 8 months worth of income.