I have had a few acquaintances who have fallen for no accreditation, religious run schools of so-called “higher education”. They spend the tuition and received the loans, as if for an accredited school, but end up with a degree that barely qualifies them for writing a letter on an outdated Microsoft suite. Think of these institutions as having used Trump University as their business model. They are predator institutions that prey on the unsuspecting, using religious trappings to legitimize their lack of education offered. These are the places that most need to be taken off of the federal loan programs. As a caveat, I’ve been through college at an accredited two-year community college, then transferring to an accredited private school. I have been through the system, too, but at least have an education that I can use. The people end up with nothing.