• ShadowRam@kbin.social
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    1 year ago

    Jokes on them.

    I have specifically have CC’s without a yearly fee, and get cash back.

    I calculated a long time ago, the amount of spending I would need to do through a credit card per month, to just break even on the yearly fee.

    Not fucking worth it.

    Now you read the fine print, and all these CC companies reduced the time before interest kicks in to like 20 days instead of a month.

    Don’t fall for that shit. Read the details. Most CC’s are a scam.

    • Guest_User@lemmy.world
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      1 year ago

      Do you have an example of a card who’s interest is applied before month end? That sounds shitty as hell

    • BlanketsWithSmallpox@lemmy.world
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      1 year ago

      I’ve never seen bank fees for using a credit card in the USA.

      Closest I’ve seen is certain methods of payment prefer a check since there’s no Stripe X% processing fee.