It’s there for good reason. Credit can be used for good or ill. Just remember, anything can and will be gamified. We humans love patterns and puzzles too much.
Who would be likely set something like this up without the desire to use it for social control? The government? China’s system. Capitalists? Ours. It exists to incentivize you being in perpetual debt that can be leveraged over you by those who own everything. It’s a system that ensures indentured servitude; a system for the wealthy to project power over you. What fucking entity would have selfish motivation to do anything more?
It’s there for good reason. Credit can be used for good or ill. Just remember, anything can and will be gamified. We humans love patterns and puzzles too much.
Credit scores are barely a 40 year old concept
There is far more corporate and institutional fraud rather than individuals causing problems
Who would be likely set something like this up without the desire to use it for social control? The government? China’s system. Capitalists? Ours. It exists to incentivize you being in perpetual debt that can be leveraged over you by those who own everything. It’s a system that ensures indentured servitude; a system for the wealthy to project power over you. What fucking entity would have selfish motivation to do anything more?