• CmdrShepard49@sh.itjust.works
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    2 days ago

    Generally 750 and above are considered the same, but even if they weren’t, it’s not about getting a “deal” in terms of a cheap purchase price on a car but rather cheap interest rates along with all the other crap they’ve tied to it lately like jobs and housing. With loans, you can see what the prime interest rate is for a specific type of loan and you should be getting close to that if you’re in the market for one. You’re not simply reliant on what some car salesman tells you that you qualify for (in fact this is a good way to get a terrible rate) but you can shop around yourself at banks and CUs to get the best rate for example.