• Saik0@lemmy.saik0.com
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    2 days ago

    I mean fair enough on the sentiment. I’m not particularly rich. But I do well off for myself and we live comfortably within our means.

    But if you don’t “play the game” don’t be mad when you don’t score well? I know it sounds harsh, but it sounds to me like you don’t actually need credit access… so why do you care then?

    • Lka1988@sh.itjust.works
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      21 hours ago

      I think you misunderstand. I had to have someone cosign for my RENTAL. The rental I’m living in right now. DESPITE the fact that I played the game for years. DESPITE the fact that I pay all of my bills on time. DESPITE the fact that my debts were paid on time.

      “Playing the game” has clearly put me in an arguably worse spot than I was when I started. I didn’t need a fucking cosigner for a fucking rental apartment when I was 20 with zero credit history.

      • Saik0@lemmy.saik0.com
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        20 hours ago

        I didn’t misunderstand. You can’t claim you’re playing the credit game and only have one credit card and no non-revolving debts for years.

        And no it hasn’t put you in a worse spot. “No credit” is effectively equivalent to “shitty score”. You didn’t need a cosigner when you were 20 because that was probably decades ago when credit score wasn’t used as a metric.

        • Lka1988@sh.itjust.works
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          8 hours ago

          I didn’t misunderstand. You can’t claim you’re playing the credit game and only have one credit card and no non-revolving debts for years.

          And no it hasn’t put you in a worse spot. “No credit” is effectively equivalent to “shitty score”. You didn’t need a cosigner when you were 20 because that was probably decades ago when credit score wasn’t used as a metric.

          Your entire comment here is part of the reason this country is as broken as it is.

          • Saik0@lemmy.saik0.com
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            6 hours ago

            Your entire comment here is part of the reason this country is as broken as it is.

            My comment was just on the facts. Not that I agreed with them.

            So your insinuation and downvote, just shows that you make a lot of assumptions about people and I would argue that your post is way more damaging to the country than mine.

            Edit: I’m not here arguing with you. I’m just outlining why you see it the way you do. I think it’s shit. But apparently you think I agree with the system just because it’s working for me. That’s not the case, and you’re the worse off for starting random hostility with people for it.