Let’s go full circle! According to the FBI (who are known to lie, which was the original intent of the post/article) insurance fraud costs us 40 Billion dollars a year, with other research suggesting much higher.

https://www.fbi.gov/stats-services/publications/insurance-fraud

So the most expensive riots, of which 94% were peaceful, cost about 2.5% ( 1B/40B) of how much conservative estimates think insurance companies lose to fraud every year. But again, if you want to specifically make a post/community about this you are more than welcome to.

Edit: I realize tone is hard to convey over text! I am not trying to diminish the point you are trying to discuss. I just feel like “Lemmyquette” (is that a thing yet?) would suggest it deserving its own article/post. I do think it’s interesting that the 1-2 billion is close to the Rodney King Riots, as sourced in your article. I hope you have a good rest of your evening!